While any auto accident is stressful no matter how minor, the attorneys at Lardiere McNair passionately advocate for victims’ rights and privileges when they sustain injuries due to an auto accident.
An auto accident can have a devastating effect on a victims’ physical health, emotional health as well as their financial health. Almost always, after an accident, a victim must pay their own medical bills and thereafter fight for reimbursement from the at-fault party’s auto insurance. Even though the victims’ claim is compensable, delayed compensation is the norm. Sometimes this obstacle can be a barrier to further treatment, and of course, an unnecessary financial stress.
There is a way to help with the initial financial distress caused by an accident: Medical Payments Coverage.
Prior to the occurrence of an accident, Ohio drivers can protect themselves by purchasing Medical Payments Coverage through their auto insurance carrier. Medical Payments coverage can be as low as $10-$50 per year and provide $1,000-$50,000 of coverage.*
Although the annual premium is minimal, the peace of mind is priceless, and the payout is invaluable should it ever be needed.
What can Medpay be used for:
- EMT and ambulance fees
- Hospital visits and stays, doctor visits
- Surgery and X-Rays
- Professional nursing services and care
- Dental procedures needed as a result of an accident
- Injuries sustained as a pedestrian or riding a bicycle if a vehicle hits you
*This is an estimate taken from multiple auto insurance policies.
Amanda Lantz is an Associate at Lardiere McNair, LLC. To read more about our firm, please visit www.lmcounsel.com.
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